Personal loans typically have lower interest rates than most credit cards. Collateral is usually not required, and since Interest rate and loan terms are fixed, you can select a loan and payment amount that fits within your budget, making it easy to mark your calendar with the date your loan will be fully paid off. Using a personal loan to consolidate high-interest credit card debt might even help improve your credit score.
Complete flexibility of end-use. There are no restrictions on how you should spend the loan amount. This in contrast to a home loan or auto loan where the loan amount can only be used to buy a property or a vehicle respectively. A personal loan allows you the freedom to use the money in any way you want.
Lack of collateral. A personal loan is an ‘unsecured loan’, meaning you are not required to provide any security to the lender in the form of cash, shares or any other assets. This might make it more attractive to some customers who may not be able to raise the cash required as collateral.
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With Wealthviser finance Personal Loans, you can get instant money for a wide range of your personal needs like renovation of your home, marriage in the family, a family holiday, your child's education, buying a laptop, medical expenses or any other emergencies. With minimum documentation, you can now avail a personal loan at attractive rates of interest.
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Getting a Personal Loan is made easy. Just complete a simple form that takes less than 10 minutes and upload the necessary documents. Your loan will be approved within minutes.
Personal loans feature tenure of 1 year to 5 years or 12 to 60 months. In rare cases, shorter or longer personal loan tenures may be allowed by the borrower on a case by case basis.