Education Loans made study simple! Apply Now

Education Loans believes in responsible borrowing and encourages students to maximize scholarships, grants and other free financial aid before taking private loans. For students who need to borrow, we advise them to compare federal and private student loans to find the loans that best fit their needs.

Features of Student Loan

Give yourself the freedom to focus on your studies, not the bills, with our flexible private student loans and postgraduate loans. Your rate will be calculated based on your graduate earning potential, not just your current financial situation. And because we know money can be tight when you’re studying, you’ll benefit from reduced repayments during term time, paying off the majority of the loan after you leave university.

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Check Your Education Loan Eligibility

Education Loan EMI Calculator

Education Loan Interest Rates

Types of Education loan


For college students seeking undergraduate degrees

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Graduate Loan

For graduate students in master's and doctoral programs

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Health Professions

For graduate students in health profession programs

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For consolidating your federal and private student loans.

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Residency Loan

For health profession students preparing for residency or internship.

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What is my repayment period?

A repayment period is the period of time during which scheduled payments are required to be made to repay the principal balance and interest on a loan. Your repayment period is 15 years after the deferment period ends.

You can make payments anytime to help reduce the overall cost of your loan and there is never a penalty for prepaying. If you're not receiving monthly billing statements, we will send you quarterly statements showing you how much interest is accruing and how to make optional payments while you are in school.

If you are experiencing financial difficulties and you are unable to make your student loan payments, we have options to help.

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